Cash machine fraud

Scammers are using sophisticated techniques to gain credit card information. In most cases, people who suffered losses could not remember how it happened. 

Tricksters use many different ways to tamper and steal information. Banks have warned customers to cover their PINs from hidden cameras and the prying eyes of others while using credit or debit cards. 

They have asked the users not to write the code PINs on paper while accessing the machines. In addition, they should not tell the PIN to anyone or allow anyone to use their card. 

If you suspect anything unusual at the ATM, report it to the bank and check all your statements carefully after each transaction. 

Also, be careful of people trying to distract you at the counters to steal your documents. 

How To Protect Yourself?

 Always cover the keypad using the other hand before inserting the password at cash machines.

Look around to spot suspicious people standing too close and trying to discover your details while withdrawing money.

If you see some part of the machine damaged or not belonging to the complete set-up, do not withdraw money from that machine. 

Get an alert if several purchases and withdrawal statement appears on your account that you did not initiate.

Some machines are standalone systems embedded in a building built entirely by fraudsters. Such machines may have a skimmer to the card slot, a small device that fits in the slot and looks like a part of the machine. 

Nevertheless, it is designed to copy information through the card. Or, there can be a system where the card slides inside the real slot, but the card will not return after the transaction. If you leave the machine, the fraudsters will take the card from the slot and read it.

• Some tricksters pose as bystanders to spot the PIN and may divert your attention to steal your card. 

• Some install a hidden camera over the keypad to capture the numbers or the characters you enter, and they steal and use the PIN to get money from the victim's card. 

• If you suspect any such fraud, report it to the investigation agencies.