Terms & Conditions
These Terms and Conditions govern your access to and use of assetclasspedia.com, our newsletters, guides, alerts, downloads, and any related services made available by Asset Class Pedia. By accessing or using this website, you agree to be bound by these terms together with our Privacy Policy, Acceptable Use Policy, and any additional notices published on the site.
"Asset Class Pedia", "we", "us", and "our" means Asset Class Pedia Limited, a company registered in England and Wales, company number 10767752, with its registered correspondence address at 20 Wenlock Road, London, N1 7GU, United Kingdom. References to "you" and "your" mean the visitor, subscriber, member, advertiser, contributor, or any other user of the website.
Parties And Registration
You may browse public parts of the website without creating an account, but some services, downloads, subscription content, newsletters, and member tools may require registration. Where you register with us, you must provide accurate, current, and complete information and keep those details updated.
Your Information
We will respect your personal information and process it in line with applicable law and our Privacy Policy. You are responsible for ensuring that any information you provide to us is accurate and up to date. If your contact details or registration information change, you must update them promptly or notify us at info (@) assetclasspedia.com.
Accessibility Of Information
You are responsible for all activity carried out using your username, password, and account credentials. We may change, suspend, or withdraw any part of the site or a service where reasonably required for operational, editorial, technical, legal, or security reasons. We do not guarantee uninterrupted access to the website or that every service will be available at all times.
Risk Warning
By using assetclasspedia.com, you acknowledge that content relating to markets, assets, investments, valuations, and alternative asset classes may involve substantial risk. Values and income can go down as well as up, market conditions can change rapidly, and past performance is not a reliable indicator of future results.
Do Your Own Research and Due Diligence
All content on Asset Class Pedia is intended for informational and educational purposes only. You should carry out your own research, analysis, and due diligence before making any financial, commercial, or strategic decision based on the content published on this website. Where appropriate, you should seek independent professional advice.
No Investment Advice
Asset Class Pedia is not a broker, dealer, wealth manager, financial adviser, or tax adviser. Nothing on this website constitutes regulated investment advice, a recommendation to buy or sell any investment, or an invitation to participate in an investment strategy. We do not provide personalised recommendations or suitability assessments.
User Generated Content
Parts of this website may include content supplied by members, guests, advertisers, partners, or other contributors. We do not routinely pre-screen all material submitted to us and we are not responsible for opinions, claims, forecasts, or statements made by third parties. We may edit, refuse, moderate, or remove content at our discretion.
No Reliance
You use information on this website at your own risk. To the fullest extent permitted by law, we are not liable for losses arising from any reliance placed on information, forecasts, commentary, research summaries, or user-generated content published on the website.
Investment Warnings
We draw your attention to the fact that alternative assets, private opportunities, and specialist markets can be illiquid, difficult to value, volatile, and unsuitable for some investors. Data shown on the site may come from third-party sources and may be delayed, estimated, or incomplete.
Accuracy Of Information
We aim to keep the website accurate and up to date, but we make no representation, warranty, or guarantee, whether express or implied, that content is accurate, complete, current, suitable, or error free. We may update, amend, or remove content at any time without notice.
Information Posted By You
Where you submit or post information, comments, files, listings, reviews, enquiries, or messages to the site, you confirm that you have the necessary rights to do so and that the material does not infringe any law or third-party right.
You agree not to post or transmit material that is unlawful, misleading, defamatory, abusive, threatening, discriminatory, confidential without permission, or otherwise harmful to individuals, organisations, systems, or networks.
Indemnity
You agree to indemnify and hold harmless Asset Class Pedia, its officers, employees, contractors, affiliates, and licensors from and against claims, liabilities, damages, losses, and costs arising out of your misuse of the website, breach of these terms, or infringement of any third-party right.
Copyright And Your Rights
The design, layout, databases, text, graphics, logos, images, documents, downloads, and software on this website are owned by or licensed to Asset Class Pedia unless otherwise stated. They are protected by copyright, database rights, trade mark rights, and other intellectual property laws.
You may view and print material from the site for your own personal, non-commercial use only. You must not reproduce, republish, distribute, sell, rent, sublicence, scrape, or commercially exploit any material from the site without our prior written consent.
Conflicts Of Interest
Some content, directories, listings, guest articles, advertising placements, or sponsored placements may involve commercial relationships. Where applicable, we may receive fees, commissions, or promotional consideration connected with content, campaigns, or introductions. Editorial independence is retained where stated, but you should assume there may be commercial interests connected to some materials on the site.
Assignment
You may not transfer or assign your rights or obligations under these terms without our prior written consent. We may assign or transfer our rights and obligations under these terms as part of a business transfer, merger, reorganisation, or sale of assets.
Complete Agreement
These terms, together with our Privacy Policy, Acceptable Use Policy, and any express service-specific terms published on the site, form the entire agreement between you and Asset Class Pedia in relation to your use of the website.
Acceptable Use
You may use the website only for lawful purposes and in accordance with these terms. You must not use the site in any way that breaches applicable law or regulation, infringes the rights of others, or interferes with the normal operation of the site.
Prohibited Use
You must not:
- reproduce, duplicate, copy, scrape, or resell any part of the site in breach of these terms;
- gain or attempt to gain unauthorised access to the site, server, database, accounts, or connected systems;
- introduce viruses, worms, trojans, spyware, ransomware, keystroke loggers, or other malicious code;
- transmit material that is defamatory, obscene, abusive, threatening, discriminatory, misleading, or otherwise unlawful;
- impersonate another person, misrepresent your identity, or falsely suggest affiliation with us;
- use the site to promote scams, market abuse, financial crime, or misleading investment claims.
You Also Agree:
Not to access without authority, interfere with, damage or disrupt:
- any part of our site;
- any equipment or network on which the site is stored;
- any software used in the provision of the site; or
- any equipment, network, or software owned or used by a third party.
Interactive Services
We may from time to time provide interactive services on the site, including comments, submissions, review forms, message tools, and other areas where users can contribute content. We are under no obligation to monitor such services, but we may moderate or remove content where reasonably necessary.
Content Standards
These standards apply to any material that you contribute to our site and to any interactive services associated with it.
Contributions Must:
- be accurate where they state facts;
- be genuinely held where they state opinions;
- comply with applicable law in the UK and in any country from which they are posted;
- respect the rights, privacy, and safety of others.
Contributions Must Not:
- contain defamatory, obscene, hateful, threatening, or inflammatory material;
- promote violence, discrimination, harassment, or unlawful conduct;
- infringe copyright, database rights, trade marks, privacy rights, or confidentiality obligations;
- mislead, impersonate, or deceive any person;
- contain malware, hidden code, or harmful files.
Suspension and Termination
We may determine, in our discretion, whether there has been a breach of these terms through your use of our site. Where a breach has occurred, we may take any action we consider appropriate, including immediate, temporary, or permanent withdrawal of your right to use the site.
General
We may update these terms at any time. Changes take effect when published on this page unless otherwise stated. If any provision of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. These terms are governed by the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction, unless applicable law provides otherwise.
Termination
This agreement continues unless and until terminated in accordance with these terms.
How You Can Terminate
If you have an active subscription or member account and wish to cancel or close it, you may contact us at info (@) assetclasspedia.com, call +44 (0) 203 327 4934, or write to Asset Class Pedia, 20 Wenlock Road, London, N1 7GU, United Kingdom. We may require reasonable information to verify your request before actioning it.
How Asset Class Pedia Can Terminate
We may suspend or terminate your access immediately if you materially breach these terms, misuse the site, fail to comply with applicable law, engage in fraudulent or abusive behaviour, or create risk for other users, our systems, our partners, or our reputation. We may also suspend services where operational, technical, regulatory, or legal reasons require it.